Start with your business · independent retailers

Keep your business story moving.

You do not need a perfect pitch to begin. Share your business basics and what you would like financing to support.

Start with your business details. Any offer is subject to eligibility and provider terms.

Illustration of independent homewares shop: oak display shelves, wrapped parcels, small table lamps
Illustration of independent homewares shop: small table lamps, a sculptural stool, stoneware vessels

How it works

From your priorities to the next step.

Take the application one step at a time. Review the details before you submit.

01

Your business

Start with the basics: what you do, how long you have been operating and your monthly revenue.

02

Your priorities

Share the amount you have in mind, your timing and what you want the funding to support.

03

Your next step

Review the consent details and verify your number. Consider any available options and their terms.

Possible uses

Start with the purpose.

Think about the business need first. These are examples of uses to discuss, not a promise of available financing.

01

Seasonal inventory

Consider the cost, the timing and how seasonal inventory would fit into the way your business operates.

02

Store improvements

Consider the cost, the timing and how store improvements would fit into the way your business operates.

03

Point-of-sale equipment

Consider the cost, the timing and how point-of-sale equipment would fit into the way your business operates.

Illustration of independent homewares shop: small table lamps, a sculptural stool, stoneware vessels
Illustration of independent homewares shop: stoneware vessels, linen textiles, oak display shelves

A perspective for independent retailers

The business behind the plan.

Behind every carefully chosen shelf is a practical purchasing decision. Plan for what your next season will ask of the business.

Begin with your next retail chapter. Share what you want to achieve and explore whether potential financing fits the plan.

A few things to know

Good questions make a better starting point.

How quickly could funding be available?

Timing depends on the provider, your application and any documents or checks required. Review the details of an offer before making business commitments based on it.

What should I have ready?

Have your basic business information, an estimate of monthly revenue, time in business, contact details and the purpose of the funding you want to explore.

How is my information handled?

Review the Privacy Policy and Terms of Service before applying. The application includes the consent language relevant to sharing your information with the listed partners.

Why do I verify my mobile number?

A one-time SMS code helps confirm that the number provided belongs to you. The form asks you to complete this step before submitting your application.

Make a beginning

What is next for your business?

Put your priorities into focus. Start an application to explore potential funding options.

See my options

No guarantee of approval or an offer.
Review all terms before accepting financing.